Taxation·Partially DeliveredLabor

Stage 3 Tax Cuts: Who Actually Benefited

The redesigned Stage 3 tax cuts were sold as a win for middle-income earners. The distributional analysis tells a more complicated story.

Our verdictPartially DeliveredRedesigned cuts delivered less to high earners, more to middle income
7 min read·By Ghost of Governance

The Albanese government's redesign of the Stage 3 tax cuts — announced in January 2024 — was presented as a fairer redistribution that delivered more to low and middle-income earners. The distributional modelling supports this claim in relative terms. In absolute terms, the picture is more complex.

The original Stage 3 design would have delivered an average benefit of $9,075 per year to those earning over $180,000. The redesigned version delivers $4,529 to the same cohort — a reduction of 50%. Those earning between $45,000 and $120,000 received larger cuts than under the original design.

Key findings:

  • Earners over $180,000: benefit reduced from $9,075 to $4,529/year
  • Earners $45,000–$120,000: benefit increased by average $804/year
  • Total cost of redesigned cuts: $359 billion over 10 years
  • Original cost: $243 billion over 10 years
  • Net additional cost of redesign: $116 billion
  • Pre-election commitment to original design: explicit, repeated

The government broke an explicit pre-election commitment. The redesign may well be better policy. Both things can be true.

Sources

  1. 1Treasury, Distributional Analysis of the Stage 3 Tax Cuts Redesign, January 2024
  2. 2Parliamentary Budget Office, Tax Cuts Costing, 2024
  3. 3Prime Minister's pre-election statements, various 2022

Methodology note: All verdicts are based on publicly available evidence only. Sources are cited above. Truth in Policy is editorially independent and not affiliated with any political party. Read our full methodology.

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